Better Safe than Sorry: Securing Your Finances in Case of Fire Damage
Residential fires are more common than some people think. The National Fire Protection Association (NFPA) says that a household may expect approximately 5 residential fires in their lifetime. These fire incidents are often minor, but there is a 1 in 4 chance that an incident will result in major damage.
Having said that, vigilance is always a must. Homeowners should have an idea of the likelihood of a home fire as well as what they can do about it.
The Statistics of Residential Fires
Households encounter an average of five residential fires throughout their lifetime. Most of these fires have no major repercussions, so the fire department does not always hear about these incidents.
Nevertheless, a fire may still result in injury to members of the household. In fact, there is a 1 in 10 chance that a household member will experience a fire-related injury in an average lifetime. Furthermore, there is a 1 in 89 chance that a household member will get injured due to a reported fire in an average lifetime.
This is not to mention the toll that a home fire takes on residential property and personal belongings. Household members use their medical insurance to get treatment; they should also invest in other insurance policies to protect their assets.
The Advantage of Fire Claim Adjusting
Minor residential fires result in either little or no damage at all, but more serious ones lead to house repair and restoration. This is when fire claim adjusting comes in handy.
Insurance policies may be a challenge to deal with especially in cases when a fire results in the need for major home renovation. A reliable fire claim adjuster will make sure that homeowners recover what they have lost, as soon as possible.
United States Adjusters has the knowledge and experience to help you with multiple fire damage claims. From residential fires to smoke or soot damage, we help you maximize your insurance coverage and recover from the fire losses. Contact us today.