Better Safe than Sorry: Securing Your Finances in Case of Fire Damage

Residential fires are more common than some people think. The National Fire Protection Association (NFPA) says that a household may expect approximately 5 residential fires in their lifetime. These fire incidents are often minor, but there is a 1 in 4 chance that an incident will result in major damage. Having said that, vigilance is […]

Don’t Assume You Don’t Have Coverage

These are Peter Kochenburger’s words, a deputy director at UConn’s Insurance Law Center, about the potential flood of insurance claims after Hurricane Harvey. It’s wise advice to if you have home insurance, because at least, you’ll try and know how far your insurer is willing to help you. Settlements and coverage aren’t always straightforward, but […]

Protect Your Family and Property with These Hurricane Readiness Tips

Hurricanes are not to be underestimated in any circumstance. Florida residents, veterans of multiple severe hurricane seasons, know all of this too well. For homeowners, however, there’s more to it than ensuring their family and property survive such natural calamities — it means living life as normal as possible afterward, as well. While injuries and […]

El Niño is Coming: Are You Prepared with an Insurance Claim?

According to meteorologists, the start of the season may face drastic changes due to the presence of El Niño. CBS Miami reported that the development of El Niño (the warming of Pacific waters) could lower the number of hurricanes but result in a stormy winter season.

Business Interruption Insurance

Business interruption insurance covers your actual business from the loss or damage to your income due to a loss at your business. Business interruption insurance is best explained with an example. Sue and Mike own an ice cream shop in a leased space downtown. The income is generated through take out treats as well as […]